Terms of Use

These Terms of Use govern your access to and use of the website located at teyalo-nihozi.info (the "Site") and any educational services or programs offered through the Site by Teyalo Nihozi, Długa 75/76, Gdańsk, Poland. By accessing the Site or using any of its content, you indicate your acceptance of these terms. If you do not accept them, please do not use the Site.

A. Nature of the Content

The content published on this Site is educational and informational in nature. It describes the structure, approach, and subject matter of a webinar series focused on the psychological and emotional dimensions of personal finance. Nothing on this Site constitutes financial advice, investment advice, legal advice, psychological counselling, or any other form of professional advice or guidance tailored to your individual circumstances.

The educational content of the webinar series is designed to improve general awareness and understanding of emotional patterns related to money. It is not designed to, and does not, provide recommendations about specific financial products, investment strategies, or personal financial plans. Participants are encouraged to seek advice from qualified professionals in relation to their individual financial situations.

B. Intellectual Property

All content on this Site — including text, images, graphics, structure, design, and session materials made available as part of the program — is the intellectual property of Teyalo Nihozi or its licensors and is protected under applicable Polish and EU copyright law, including the Polish Act of 4 February 1994 on Copyright and Related Rights (Ustawa o prawie autorskim i prawach pokrewnych). You may view and print pages from the Site for personal, non-commercial purposes. Any other use, reproduction, distribution, or modification of the content requires prior written consent from Teyalo Nihozi.

Session materials provided to participants as part of a registered webinar are licensed for personal use only. They may not be shared, republished, resold, or used for any commercial or instructional purpose without written authorisation.

C. Acceptable Use

You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of others or restrict or inhibit their use of the Site. You must not use the Site to transmit any unlawful, harmful, or objectionable material. You must not attempt to gain unauthorised access to any part of the Site or its underlying infrastructure. Automated scraping, crawling, or data extraction from the Site without express written permission is prohibited.

D. Participation in Webinar Sessions

Participation in the webinar series is subject to the specific terms communicated at the time of registration, including any applicable payment terms, cancellation policies, and session conduct guidelines. Teyalo Nihozi reserves the right to modify the schedule or content of sessions where necessary. In the event of a session cancellation by Teyalo Nihozi, participants will be notified and alternative arrangements will be communicated. Teyalo Nihozi does not provide any assurance about outcomes from participation in the educational program.

Participants are expected to engage with the program respectfully. Teyalo Nihozi reserves the right to remove any participant from a session if their behaviour disrupts the experience of others or violates any communicated conduct guidelines.

E. Links and Third-Party Content

The Site may contain links to third-party websites. These links are provided for informational convenience only. Teyalo Nihozi does not endorse, control, or take responsibility for the content, privacy practices, or availability of any linked sites. Accessing linked sites is entirely at your own risk.

F. Limitation of Liability

To the extent permitted by applicable Polish law, Teyalo Nihozi excludes liability for any loss or damage arising from your use of the Site or from reliance on any content published here. This includes, without limitation, indirect or consequential loss, loss of data, or loss of income. The Site is provided on an "as is" basis without warranties of any kind, whether express or implied.

Nothing in these terms limits liability for personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any liability that cannot lawfully be excluded under Polish consumer protection law, including the Polish Act of 30 May 2014 on Consumer Rights (Ustawa o prawach konsumenta) where applicable.

G. Governing Law

These Terms of Use are governed by Polish law. Any disputes arising in connection with these terms or the use of the Site shall be subject to the jurisdiction of the Polish courts. If you are a consumer resident in Poland, you also have the right to use out-of-court dispute resolution mechanisms available under Polish consumer protection law.

H. Amendments

We may revise these Terms of Use at any time by updating this page. Continued use of the Site after changes have been published constitutes your acceptance of the revised terms. We recommend reviewing these terms periodically.

For any questions about these terms, please contact us at [email protected] or by post at Długa 75/76, Gdańsk, Poland.